Every insurance includes coverage on pre-existing implants for certain tenure at the start of the policy.
You need to find out what is waiting period for your pre-existing illness is and how soon can you be recovered from your pre-existing illness.
Basically, you need to understand whether your pre-existing condition is temporarily not covered or is completely excluded from the scope of coverage.
Whom do I call at the time of an emergency hospitalization?
An emergency situation involves a lot of stress and you don’t need the additional burden of finding out the claim settlement process.
If your policy facilitates clashes settlement of claims, find out the policy of emergency hospitalization.
Ask about documentation and most importantly, whom to contact at the time of such emergency hospitalization.
Good brokers have a customer service desk more specifically appointed perspective that would help at a time of claim.
What are the documents required for claiming?
This is one of the most common health insurance queries, and knowing the answer from the get-to-go makers' claim process is much smoother.
Essentially the company asks for the identity proof of the member covered, health card, hospital bills, etcetera at the time of her claim.
Pre-authorization form is required in case of clash claims which are to be submitted to the TPA.
The other documents might be also required and you should have the knowledge of the required documentation so that you can get your claim processed smoothly.
Drlogy